How to Avoid Phone Scams

Phone scams are based on false promises. For example, scammers may claim to be a political pollster, a census bureau employee, or a valuable item winner. They then demand payment or a bank account number. They may also claim to be able to help you with bad credit, debt, or investments. The key is to never give out your financial information over the phone.

Fortunately, phone scams are easy to avoid. Although many scammers have moved to the internet, many people still fall victim to this type of con. If you’re ever contacted by a phone scammer, be sure to stay calm and take a deep breath. If the caller is demanding money, be sure to hang up.

Another common technique used by scammers is to mimic caller ID displays. This can make you think that the call is legitimate, but in reality, it isn’t. To avoid becoming a victim of phone scams, you should report the caller to the authorities. You can also use a filtering service to block unwanted calls.

Another common technique used by scammers is the use of robocalls. These automated calls use a telephone to trick you into providing private information. This type of scam is dangerous and could result in a breach of privacy. So, you should be vigilant and only answer calls from known numbers. Also, you should allow robocalls to go to voicemail. Once you recognize fraud, block these numbers from your phone.

Some scams ask their victims to input their personal information or wire funds to complete a purchase. You should never give out this information to anyone. The main goal of these scammers is to get personal information and use it to commit identity theft. Always remember that no matter how friendly or helpful the caller may seem, never give them your personal information.

 

Phone scams are often associated with charity fundraisers. These callers often promise free products or cash prizes. Some callers may even offer free travel packages, medical devices, or pre-approved loans. They may also try to sell your personal information to other telemarketers for a higher price. If you do fall victim to these scams, remember that the FTC has a National Do Not Call Registry. While this may not completely prevent spam calls, it makes them more difficult to detect.

Another common scam involves a call from the U.S. Marshals Service or a deputy marshal. These scammers often threaten their victims with an arrest for not reporting for jury duty. When the caller insists that they are the ones making the call, they try to get their victims to give them their Social Security number or credit card information. If you don’t want to give out personal information to them, try to purchase a prepaid card.

Some scammers also use free government grants to lure their victims. They claim they will use the money to pay for unpaid bills, repairs, or even for education. The only problem is that the government does not actually offer the money, and you may be giving your personal information to the scammer. This could also lead to identity theft.